Income Fund

Certified Accounts

Bank On certified accounts are available in Chicago.

Banks and credit unions across Chicago offer low-cost, low-fee transaction accounts that are certified as meeting the Bank On National Account Standards

A basic banking account is an important first step in participating in the financial mainstream, depositing your benefits check or paycheck safely, paying bills effectively, accessing or building credit, and saving for emergencies and the future. 

Learn more about the benefits of banking in this short video here. 

However, one key challenge facing people without accounts has been a lack of safe and appropriate banking products offered by mainstream financial institutions, particularly those without overdraft. Instead, nearly 25 million adults across the nation rely on costly alternative financial services – like cash checkers, payday lenders, and pawn shops – for routine financial transactions.


These accounts do not allow overdraft or non sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost

Certified accounts are $5 or less per month, with no unpredictable fees.

Certified accounts always allow free deposits, free withdrawals, and free bill payments.
Certified Accounts In Our Area That Have NO Fees & Can Be Opened With A State ID AND Social Security Number OR A Matricula Card AND ITIN Number