Chart – Account Features / ATM Fees

Bank On New Mexico Financial Institution Partners – account Features and ATM Information

Financial InstitutionAccount Name
** Online Account Opening Capability
Monthly FeeMinimum DepositMinimum AgeATM LanguagesOut of Network ATM Fees
Bank of Albuquerque powered by
BOK Financial
Opportunity Banking**$5.00$25.0018

16 with parent/ guardian
English, Spanish$2.00
BMOSmart Money$5.00 (waived, if under age 25)$25.0018
13 with parent/ guardian
English, Spanish (depending on location)$3.00
First Convenience Bank a division of First National Bank TexaseAccount**$5.00$018English, Spanish$2.50
First Convenience Bank a division of First National Bank TexasYouth Account Flex Account**No Fee (Account is for ages 15-21 only)$015English, Spanish$2.50
Guadalupe Credit UnionRestart Debit$5.00$6.0018English, SpanishNo Fee
(Fees may be charged by the out-of-network ATM)
Nusenda Credit UnionBreeze Account**$5.00
(waived, if under age 21)
$25.0018
15 with an adult guarantor
English, Spanish$1.50
PNCFoundation Checking$5.00
(waived,
if under
age 21 or
over age 62)
$0.0018
16 with an adult guarantor
English, Spanish, German, Chinese (Mandarin) Vietnamese, Italian, Japanese, Korean, Polish and Portuguese$3.00
Rio Grande Credit UnionFresh Start Checking**$5.00$25.0018English, SpanishNo Fee
(Fees may be charged by the out-of-network ATM)
SunwardSimple Spend**$0.00$0.0018

Under 18 – any age with an adult as a joint owner.
English, SpanishNo Fee
(Fees may be charged by the out-of-network ATM)
U.S BankSafe Debit Account**$4.95$25.0018English, Spanish, Chinese$2.50
U.S Eagle Federal Credit UnionFlexChecking**$5.00$25.0018English, SpanishNo Fee
(Fees may be charged by the out-of-network ATM)
WaFdFresh Start$4.00$25.0018
13-17 with adult
co-owner
English SpanishNo Fee
(Fees may be charged by the out-of-network ATM)
Wells FargoClear Access Banking**$5.00
(waived for primary account owners 13-24 yrs old; or qualifying deposits of $250+ after 10/25/2025)
$25.0017
13-16 with adult
co-owner
English, Spanish, Chinese, Hmong, French, Korean, Russian, Vietnamese$3.00